Tarek Osman

Tarek Osman is a serial entrepreneur with a decade of experience in fintech and banking, specializing in commercial strategy, digital lending, and risk management. Before co-founding Appro, he was part of Standard Chartered Bank, where he looked after operational transformation. With a strong background in scaling fintech ventures, structuring commercial partnerships, and expanding market reach, Tarek has played a key role in Appro’s growth. He is passionate about building innovative solutions that drive financial inclusion and efficiency.